Fees and Payments
Below is an overview of session fees, how payment works, and what you need to know about insurance and coverage options.
Fees
Consult
Free
intake
$160.00 + HST
session
$150.00 + HST
Payments
Full payment is due at the time of the session. A receipt will be issued to you after each payment/session.
Payments will be made in the form of e-transfer.
Cancellation Policy: I kindly ask 24 hours notice for cancelling or rescheduling an appointment. In the event 24 hours notice is not provided or you miss an appointment, you will be charged the full session fee. Of course, please contact me to discuss difficulties due to unforeseen circumstances and emergencies.
Insurance
Psychotherapy services from a Registered Psychotherapist are covered by many insurance plans. I do not direct bill, so you will be provided a receipt you can send in for reimbursement. If you are looking for insurance to cover costs, you will need to check with your insurance company prior to starting services, to see what services are eligible. This is what you want to check:
Does the health insurance plan include coverage for psychotherapy or services offered by a Registered Psychotherapist?
What psychotherapy services are covered?
Is a referral from a primary care physician required for services to be covered?
Who is covered under the plan (per person, per family)?
Is there a deductible? What is it and has it been met?
How does the coverage work? There may be a total amount of maximum sessions per year (i.e., 6 sessions). There may be a total amount of maximum coverage per year (i.e., up to $2000.00). There may be a set portion of the fee that is covered per visit (i.e., 80% of the session fee).
What is the procedure for reimbursement?
Another option: The Canada Revenue Agency recognizes the cost of non-reimbursed services provided by Registered Psychotherapists as a medical expense eligible for tax credit. You do need a referral from a medical practitioner (i.e., a "prescription" for psychotherapy for clinical depression) and more information about this process is outlined here.